FAQs

Is Credit Repair Legal?
How long is the Credit Repair process?
What is the Credit Repair process?
What do you charge?

1. Is Credit Repair Legal?

Of course. The Fair Credit Reporting Act was passed to specifically help individuals and businesses remove outdated or erroneous data, as well as any other data which cannot be verified, from your credit report.
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2. How long is the Credit Repair process?

With the number of creditors varying from as few as one or two, to as many as a hundred or more, the repair process time is unknown. FIXMYSCORE can tell you that a large portion of the repair work will be addressed in the initial month or two of beginning the repair process with us. This is because the early work will isolate all your discrepancies, and challenge them as a group with each Credit reporting Agency.
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3. What is the Credit Repair process?

The law requires more than just a form letter from one of the Agencies, stating that they have reviewed your issue and confirmed their own accuracy. The Agencies must investigate and prove their reporting. Sometimes it’s more difficult and/or costly for the Agencies to extend the investigation of an item, rather than just removing it from your report. With that in mind, FIXMYSCORE queries the Credit Reporting Agencies, forcing them to prove their claims. If the Credit Reporting Agency confirms their original data about you, we will revise your challenge, and force them to re-investigate.
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4. What do you charge?

The predominant factor used by lending institutions in determining your interest rate, for cars, credit cards, other loans, and mortgages, etc., is your Credit Score. FIXMYSCORE has one total and unique program for repairing your credit, and your Credit Score. Unlike other plans which have three or four prices for extra features, our one low price covers everything!
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